Guidelines

Synopsis of Underwrinting Guidelines

Minimum specific deductible:
$10,000 (or as defined by state law)
Minimum group size:
51 employees
Minimum annual premium:
$35,000
Maximum limits:
Unlimited
$1,000,000 for aggregate coverage
Reviewed industries :
UMEWA
Association
PEO
Sovereign Nation
Casino
Long-Haul Trucking
Unions
Ancillary Riders:
Aggregate accommodation
Advance funding (Specific claims)
Terminal liability – Aggregate
Terminal liability – Specific
Contracts available:
12/12, 12/15, 12/18, 12/24, 15/12, 18/12, 24/12
Carriers represented:
Gerber Life Insurance Company
American Fidelity Assurance Company