Guidelines

Synopsis of Underwriting Guidelines
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Minimum specific deductible:$10,000 (or as defined by state law)
Minimum group size:51 employees
Minimum annual premium:$35,000
Maximum limits:Unlimited
$1,000,000 for aggregate coverage
Reviewed industries :UMEWA
Association
PEO
Sovereign Nation
Casino
Long-Haul Trucking
Unions
Ancillary Riders:Aggregate accommodation
Advance funding (Specific claims)
Terminal liability – Aggregate
Terminal liability – Specific
Contracts available:12/12, 12/15, 12/18, 12/24, 15/12, 18/12, 24/12
Carriers represented:Gerber Life Insurance Company
American Fidelity Assurance Company